11.26.2014

Happy Thanksgiving!

  Hi Lovely nifty thrifty  readers, I wanted to take a minute to wish each and everyone of you a very Happy Thanksgiving!

The past two weeks has been one of the most trying and sadest time of my 28 years.

On November 11th, I lost the most dearest and influential  women in my life, my grandmother or more commonly know as, grams.

If you follow me you have without a doubt heard me write about her. As a matter of fact she was one of my biggest inspirations to live a frugal  life.

Grams was not sick so her passing was very unexpected and very quick.
During the viewing  and funeral I came to find that many people prefer loved ones to pass swiftly. While I do not want any loved ones to suffer,  knowing that there is a more limited time left, helps me process things more effectively.

Nonetheless I do not regret anything. I was with my grams on the day she passed and she even got to do her favorite thing; watch my little man for 2 hours!
I feel nothing but blessed and privileged to have loved and been loved by this strong willed women.
Losing grams has hit me, my family,  and my oldest son hard.

Then, on November 19th, my husband received a phone call saying that his mammaw had passed.

Our family  is very emotionally fragile for this Holiday of food and family.
I will be making my grams famous mac and cheese this year for dinner.
Both women were widow's and with their passing ends a very special era.
I have plans to be back to blogging December 1st. I will be picking up one deal a day until December 20th and sharing a few other posts.
Until then please have our family in your prayers and don't take your time for granted. I was so lucky to have spent so much time with my grams these years while I blog and continue my education it makes things easier because I have so memories to look back on.
Happy Thanksgiving and enjoy food, family, and fellowship! !

10.28.2014

Locals: I Heart Handmade Market is Back!

I love shopping local for gifts just as much as getting great deals at the big box store. Actually, the awesome deals I get at those stores helps we support the local economy so it is really a win-win.








10.27.2014

Homemade Crock-pot Freezer Applesauce (plus bonus harvest treat)


A year cannot go by without me putting my crock-pot to work making delicious homemade applesauce. The best part of this simple snack is that a little goes a REALLY long way! Today I wanted to share my recipe, process, and a way too cute idea for a harvest treat!

WE HAVE MOVED SEE THE FULL RECIPE AT FAMILY & FINANCE SUCCESS

10.24.2014

Time Management: How to Juggle it all with P.R.I.M.E.

Routines"The less routine the more life"~ Amos Bronson Alcott

Well Mr. Alcott I have to respectively disagree!













10.17.2014

Time Management: How to Juggle it All with P.R.I.M.E.



 "You can do ANYTHING, but not EVERYTHING"


 Time. That is a very loaded word to everyone in the world.  I was sitting with my husband the other day and we were talking about how in the beginning before there was no sin time did not matter as much. We all lived and never died.



10.14.2014

Free Kindle Download: The Complete Minecraft Book Series!

I wish I would have recorded my son's face when I told him I got him the complete Minecraft Book Series for free!














10.13.2014

Pepperoni Rolls (Fresh or Frozen)



Our family loves pizza…is there a family that doesn’t? My family may also be guilty of liking Hot Pockets too! Well, our grocery budget really does not allow for the purchase of Hot Pockets because they are close to $1.55 per pocket. I bet most of you are shaking your head thinking that is a great deal! Well for some it is. However, for the price of 2 Hot Pockets I can easily make 4 Pepperoni Rolls! 

10.08.2014

Frugal Fashion: Jamberry Nail Review

I am going to start right off the bat and say I am NOT a trend setter. Nope, I still own half my wardrobe from high school and could not tell you the latest fall must haves.

But, I do know an innovative, mommy friendly, and most importantly FRUGAL fashion statement when I see one!

So what am I talking about?
Jamberry Nail Wraps!









10.02.2014

Holiday Budgeting Tracker: How to Plan a Debt Free Christmas



Breaking news! We have 12 weekends until Christmas…Yes you heard me right only 24 Friday and Saturdays to get your shopping done, travel arranged, food made and of course halls decked with lights and garland. 

Debt Free Christmas

9.29.2014

Meal Plans 9/29/14

There seems to be so many people these days looking for meal ideas i.e. Pinterest anyone?  Among the millions of recipes, cooking hacks, and plate envy I thought I would share with you my weekly meal plans. I have shared HOW I meal plan and WHY but I not really gotten into all of the budget friendly and for the most part healthy meals I make. So on Mondays I will be doing my best to take you into my kitchen for the week and show you whats on our menu.

 

9.26.2014

Fall Wreath and Vase for $5.00

I am just miss crafty this fall! I really don't have a "DIY THUMB" but do love to have a seasonally decorated home on the cheap. My grandmother owened her own flower shop when I was younger, my dad and grandfather are wood workers so you could say I should be able to throw some decent looking pieces together. I do take that knowledge to make simple and inexpensive things but my biggest secret is the DOLLAR TREE! I heart 1 million times the Dollar Tree for so many things in my home like organization, planner supplies, party items, you name it I have tried it from there.

Today I am sharing with you my latest two projects from this fabulous store a fall wreath and vase.


9.24.2014

Live Q & A Chat for October: Focusing on Holiday Budgeting plus surprise!

Hi everyone! I love the idea of having a live Question and Answer session with you. I wish I could chat all day about saving money and being wise stewards of finances!

The co-contributor, my behind the scene sister had an EXCELLENT idea: Themed Q&A! Why is this such a good idea?
  • This will help people know which Q&A to attend (I mean don't you really want to see them all?)
  • Everyone that is watching will have the same interest so the other questions will lend themselves to help everyone.
  • I can research and research and of course prepare for the topic which will then give YOU the best answer
Mark Your Calenders!

 On October 21st we will be getting down to the Nitty- Gritty of budgeting! Plus if you ask a live question there will be a little something special coming your way :)

How does the Q&A work Read all about it here!

I can't wait to chat with you!




Weekly Deals: CVS, Target, Dollar Tree, Walmart

This week was a good week all around! For a little over $30.00 I was able to stock up on shampoo, add some meat to my freezer, a little makeup to my small collection, and score over 200 labels plus more!

Here's how:
My first trip this week was to Target to take advantage of the Herbal Essence deal:
Herbal Essence 2/$5.00 Total $10.00
Paper mate erasable pens .68
Zipper binder pouch .28
Rimmel Stay Matte powder $3.99
Nyx concealer 4.99
Nyx eyeshadow pencil 4.49
Total 23.47

Used
2 -B2g1 free HE coupons ( Ss 9/14)
1.00/1 rimmel product (rp 8/14)
5.00 of off 20.00 beauty purchased text "BLUSH4" to target 827438
Used target Red Card
Total $13.62

Today I went to Cvs and BACK to Target (my grams needed her flu shot ;))
CVS
8 L'Oreal  Shampoo/Conditioners 2/$9.00 Bought 6 Total 27 Receive $5.00 ECB when you buy 2
3 CVS Facial washes on sale b1g1 50% off each is $5.00 when you buy 2 or more
1 CVS Facial Toner b1g1 50% off $4.99 each

I broke this up into 4 transactions to roll my CVS rewards
Trans. 1
2 L'Oreal Shampoo $9.00
use 1 $4.00/2 L'Oreal Shampoo (RP 9/14)
used $5.00 ECB
Total .54
Received $5.00 ECB
Trans. 2
 2 L'Oreal Shampoo $9.00
use 1 $4.00/2 L'Oreal Shampoo (RP 9/14)
used $5.00 ECB
Total .54
Received $5.00 ECB
Trans. 3
 2 L'Oreal Shampoo $9.00
use 1 $4.00/2 L'Oreal Shampoo (RP 9/14)
used $5.00 ECB
Total .54
Received $5.00 ECB
Trans. 4
3 CVS face Wash 2 @ 5.00 ($10.00), 1 @ 2.50 (BOGO)
1 CVS Toner 1@ $2.49 (BOGO)
Used $5.00 off 20.00 CVS beauty Purchase EMAIL
Used $5.00 in ECB from last transaction and $3.00 from previous trip
Total $21.97
Paid $2.50

Target
1lb Ground Beef $4.99
1lb Ground Pork $3.99
1 Perserving Guide $4.84
1 Oreo cookie (Not pictured)
Used Peelie coupons on page $5.00 off meat
used 5% cartwheel on ground beef
Paid $9.98



 UM You could say I am a little obsessed with the Dollar Tree but look at this amazing haul of sticker labels?! This is well over 200 labels each pack is $1.00!! If I were you I would RUN and grab as many as you can (but leave some for the next person!)

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A couple notable clearance deals
 This espresso was originally $6.99! Marked down to $1.79

Worst Picture in the world of blogging up get to Walmart to start Christmas shopping out with a BANG! Over two aisle are stocked with toy clearance!

Well that about warps up my deal shopping this week.

Tell me your favorite deals!


9.23.2014

Meal Plans- 9/22/14

 There seems to be so many people these days looking for meal ideas i.e. Pinterest anyone?  Among the millions of recipes, cooking hacks, and plate envy I thought I would share with you my weekly meal plans. I have shared HOW I meal plan and WHY but I not really gotten into all of the budget friendly and for the most part healthy meals I make. So on Mondays I will be doing my best to take you into my kitchen for the week and show you whats on our menu.



 Here is the recipe for the Peppers and Kielbasa one of my all time favorite meals for quick and healthy!
 With Fall in the air I will be transitioning to hearty soups and making double batches of meal more often for the busy holiday season! This week I will be making a double batch of Chili Mac to freeze for a dinner in October.
For Monday prep I just made a sweet tea and unsweetened tea and a loaf of pumpkin bread for a mom's group meeting. I love having lots of goodies on hand to make when it comes time for snack days. Coupons are great for this to pick up the random treat! 



9.21.2014

Live Question and Answer Chat 9/24/14!!

I cordially invite you to the second Question and Answer Chat THIS Wednesday! 

Ask me anything, from the comfort of your own house! You will be able to see and hear me, but I won't be able to see or hear you! Nice, right.

I receive many questions from you awesome readers and lot's of times it would be SOOO much easier for me to explain them in person! I thought why not? Enter the Live Q&A Chat!





How it Works:
  • I will host a live Google Hangout that is powered through Google+ and Youtube. This enables EVERYONE to watch from ANYWHERE!
  • At 8:30pm est I will post a picture and the link to the live event to our Facebook wall. To join just click on the link and BAM! Live event
  • To have your question answered ask it under the picture and link post. All live question will be answered live (until time runs outs). 
  • Can't make it to the live event submit your question in the comment section below or by Facebook Message. After the live questions are answered I will go to the previous submitted answers.

You can see the very first Q&A here

What to ask:
You can ask me anything really from how I save money with coupons, How to set up your first budget, to how I pack lunches to how old I am or if I plan to work outside the house. I can do my best to answer questions about your budget, Christmas ideas and more!

Some other questions I get
*How do I budget for unexpected expenses
* What do I need to start saving money and getting ahead
* How do you only spend 175.00 a month on groceries for a family of 4
* Is credit always bad
* How To... Should I....

 * Do you pay for extra curricular activities

How do I watch live:

1 Subscribe to my Youtube channel (be sure to check out all of the videos I posted if you do and say hi). Then at 8:30pm look for the live event to pop up, click on it and watch live.
3. Wait for me to post the link to the live event on my Facebook page. Click on the link and enjoy!



This event is going to be very fun and informal so please don't feel embarrassed to join or to ask any questions! 

XX,

9.17.2014

$1.00 Garden Flag- DIY

I am sucking up every last drop of fall this year! Including decor and fun crafts! At the Dollar Tree last week I found the most awesome and simple (trust me if I can do it you can do it) Garden Flag DIY!!

I love switching my small garden flag seasonally but they not cheap, even with a craft store coupon.

When I found this simple DIY I fell in love!



 I hope you enjoyed! Share with all your frugal friends because I am sure the flags won't last long!!


9.16.2014

Have You Heard of doTERRA Essential Oils?

Remember back in March when I hosted the second Get a L.I.F.E workshop?  One of the classes I offered was an intro to essential oils. I have to be honest with you this was a very quick add on class because of the invited speaker had a family event that they had to attend. I hand pick all of the presenters and when the essential oils class was offered to me I didn't know what to say. I did a quick search and found a staggering amount of information not only on essential oils but the company that Maggie worked for: doTERRA. Saying a prayer and having faith I invited Maggie to speak. Not only was the class a hit the connections and people that were helped with the oils made me almost cry when talking to Maggie later on.

My oil collection to date
What are essentials oils? How can they help me? These were the burning questions in my head after hearing everyone talking about the class.

So I of course talked to Maggie and set up a class at home to fully understand why the oils worked, how they were safe to use internally (this was a biggie for me), and if I would benefit from using them as apposed to my almost nonexistent medical regimen now.

Maggie is very well versed in all things natural and she completely turned me on to essentials oils from natural cleaning to easing minor aliments and boo-boo's!

I wanted to share with you her Facebook Page she is a globe trotter and destined for this position! Show her some Facebook love if you will and tell her I sent you ;)

Even better news we will be welcoming Maggie back to Get a L.I.F.E. 2015!!

XX,

9.15.2014

Plum Paper Planner Family Planner Review and Coupon Code

This post is very exciting for me in about a million different ways! I won't bore you with every single way but I just wanted to express that right off the bat!


At the beginning of the year I bought my first paper planner as a SHAM. I had always carried a planner for work but since staying at home I didn't think I really needed one. I had various checklists, wall calender's and such that I wrote on to track events, ut they were just not working for me. No lie I was late to two doctors appointments within a month! I tried using my phone but that is not a constant for me. So, I used some Christmas money and bought a Day-Timer from a local office store. It was a splurge for this thrifty lady but so worth it to be organized.

Fast forward to July. My Day-Timer had not been touched in about four months. Why? The layout did not work with how I organized my day and did not help me remember appointments, track meals, or special events. I was very disappointed the planner did not work. I decided to use the ever famous Google to research planners and I came across an almost overwhelming amount of information!

I looked reviews, price points, and youtube videos to make the most practical and cost effective choice of planners since I had admittedly already splurged on one this year.

I chose.....(drum roll!) a Plum Paper Family Planner!
This has been the best purchase I have made in a very long time! I decided I wanted to share it with you and I even was able to contact the company and they were gracious enough to give my readers a coupon code (THANKS PP!)

Elements of the Plum Planner

 The outside cover can be customized with any color, font, and wording. They have over 20 different designs in the Etsy store to choose from it is almost TOO hard to pick. The cover is a very hard and durable card stock. The design is also on the back cover of the planner. Bonus!
 Covering the front and back cover is a frosted plastic. This acts as a protector for your cover.
I know that bulky things do not appeal to many people and I am one of them. This planner is a 12 month planner running from September to the end of August 2015 another reason I chose this company. You choose when the planner starts! This planner is not overly thick actually my old planner was bigger and thicker!
The Inside
 First look at the deep color tones! Swoon! This is considered the year at a glance and is in the very front of the planner there is also the same for 2015.

 The main part of the planner is the weekly views. They are broken up into monthly sections with these, again, you get gorgeous colored and laminated tabs.  Now this is my one and ONLY thing I would change. The backs of the tabs are not labeled. I wish they were because when I am marking events in for months ahead I have to flip to the front to see which month I want to go back to.
Here is what sold me on this planner! The family planner option has 7 personalized boxed for you to label or leave black as you will! This is how my brain thinks by person, by area of life! And for $35.00 to have a completely customized planner was a steal! On the side of each week view there is also a notes section and weekly checklist. My planner categories are Top Three, Meal Plans, Jen/Jeff, The Boys, Health, School/NTL, To-Do.


 After the monthly sections you will find this double sided folder to house loose papers you would like to keep. You will also see a few notes pages and if you like to write lots of notes there is an option to add on more for a every reasonable cost.
 Here is a look at my weekly view. I have a colored coded system that I have used with all my planners. I also am experimenting with Washi and stickers!The Dollar Tree has a great selection of stickers so I am trying them out on the cheap ;)

Add On's
Plum Planner has good amount of add on options too! I am a list maker so I ordered a set of 2 checklists that are dispersed after the weekly views. I am loving them to track my routines and monthly goals!

You can also order repositionable stickers that fit the squares perfectly. I really like them and they fit with my color code system!

Making it my Own
 I am slowing adding items to the planner that will benefit me with time management. This is on the inside of my cover as a quick and removable to-do list.
I also wanted to find something to keep the planner shut when in my purse or bag. HAIR BANDS! I picked this style up in a 5 pack on clearance for .75!!
It does not bend the planner but keeps it closed the perfect win!

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I would like to say that I was NOT paid or compensated to write this post. I honestly wanted to share this because I had never heard of a planner like this before!

If you would like to order a planner feel free to use coupon code "THRIFTY10"  no longer available to receive 10% off your order! 




Meal Plans- 9/15/14

 There seems to be so many people these days looking for meal ideas i.e. Pinterest anyone?  Among the millions of recipes, cooking hacks, and plate envy I thought I would share with you my weekly meal plans. I have shared HOW I meal plan and WHY but I not really gotten into all of the budget friendly and for the most part healthy meals I make. So on Mondays I will be doing my best to take you into my kitchen for the week and show you whats on our menu.
This week we are having Buffalo Wild Wings I purchased a $25.00 gift card in advance because they were part of a Gas Promo deal at Martin's. it was a great win-win! P.S. also an advantage of having your meal planned out :)

I will be eating in Philly twice this week and my husband will be making deli meat roll ups while he is home watching the boys

A quick picture of my weekly Tea Prep, one is sweetened and one is unsweetened.

This is my baked tortellini that I will be pre-making for my husband to toss in the oven while I am out of town :)


 Monday Prep:
Sweetened Tea
Unsweetened Tea
Brownies
Baked Tortellini
Cheezits (homemade recipe)

I hope everyone is liking this Monday Meal Plan post!

XX,